The ongoing credit crunch has made it much more difficult for investors to qualify for an institutionally (bank, broker, insurance company) financed commercial mortgage loan. Underwriting standards have become significantly stricter and lending parameters have been tightened. Banks accept very few operations, and even fewer close. Many good loans that should be financed are…
Category: Real Estate
How Utah Realtors Are Dealing With Today’s Market
Utah real estate agents continue to adapt to an ever-changing market. For many years, Utah has been unique for its excellent western location without the sky-high prices of neighboring states like California. In fact, having a cheaper cost of living than California has given Utah a special economic advantage. Unfortunately, Utah also finds itself struggling…
Mobile phone: a necessity or an addiction?
Oh! This would be a very typical question in this current generation. I would say that it has become an addiction rather than a necessity, especially for young people and children. Although mobile phones were initially used as a better way of communication, they started to take an essential part in human life. It has…
A Guide to Luxury Vinyl Tile (LVT)
Luxury Vinyl Tile (commonly known as LVT) has become the fastest growing sector of the flooring industry in recent years. Not to be confused with vinyl rolls often used as cheaper options for covering bathroom or kitchen floors, LVT is often mistakenly referred to as Karndean or Amtico by those more familiar with the brands…
Small Business Owners: Wondering what it will take to get organized?
You have registered your company. You have found the perfect and cozy place to serve your customers. You have hired your staff. You’ve stocked the shelves. You have set the signs. And now it’s open for business. After a grueling period of working to launch your business, the dust has finally settled. Now what? While…
7 Steps to Retirement Planning for a Safe and Secure Future
Retirement is a complicated thing, one day you feel good that you will finally relax and the other day you feel worried about your finances. But people who plan early for retirement may have little or nothing to worry about. Retirement planning is an ongoing process, and you would have to try to anticipate things….
Private Placement Loans – Alternative Mortgage Financing for the Purchase and Refinancing of Properties
With current interest rates hitting all-time lows, one would assume it should be easier than ever to get a home loan, especially since mortgage payments are more affordable due to lower interest rates. However, nearly 100% of the loan products offered by institutional lenders today are strictly “prime” loans and are available only to the…
Book Summary: How To Make A Fortune From The Largest Bailout In US History – By Ron Insana
Ron Insana is an analyst and author for CNBC. This book is a guide to the 7 best deals from Main Street to Wall Street. This book was written in 2009 and some of these offerings may have changed. Still, the lessons outlined in this book are good for the individual investor. Why is this…
Who can start buying houses and earn money? can
When can you start buying houses? Now! You may be on your way to start buying homes today. Sounds impossible? It’s not! It is a true fact. You can start today. There is no need to wait. Starting home buying is for anyone who is interested in doing it and willing to take the time…
How Long Does a Real Estate Transfer Take?
Real Estate Transfer A real estate transfer can be a complicated process. Whether you’re selling your home, gifting property to an aging parent, or giving it to your children, there are a lot of steps that must be taken in order to complete the transfer successfully. While the exact details will vary from state to…