It seems that we are constantly receiving requests for dental plans with no waiting period. This is because many people have problems that need to be taken care of at this time and traditional dental insurance does not cover pre-existing conditions right away.
Dental insurance is just like any other type of insurance you can buy, be it home insurance, vehicle insurance, etc. Think about it for a moment. When you buy auto insurance, the agent goes outside and visually inspects your vehicle for past damage. The reason for this is that the insurance company does not want to have to pay for anything that was already there. Doesn’t this make complete sense? I know that is not exactly what we wanted to hear, but the idea behind buying insurance is to make sure that we are covered in case something happens in the future. Well, dental insurance works the same way and that’s why it’s not a good business anymore.
Most dental insurance plans require a waiting period of between six and 12 months before you can be seen for any conditions you had at the time you purchased the insurance. This means if you need to have a bridge done right now, have a tooth extracted right now, you need dentures right away, or any other obvious dental problem, then you will have to pay out of pocket until your period is over. Standby.
However, you can get dental plans with no waiting period. These plans are called dental discount plans. They are very affordable and can be viewed within one to three business days after joining the network. These are not dental insurance, nor do they pay 100% of your dental procedures; however, you can save 10-60% on your dental costs if you are a member of one of these plans. It works like this. You become a member of the plan, receive your membership card, make an appointment with the dentist in your area that is part of the network, and receive a substantial discount at the time of your visit. However, you must pay in cash or by credit card in full for the procedure you performed at the time of your visit.
Savings can be lucrative. In some cases, you can save more than 50% on $ 1200 teeth. The only requirement is that you pay the discounted fee in full at the time of your visit.
If you have teeth that are bothering you now, I highly recommend that you check out these dental discount plans. Here’s how you can get dental plans with no waiting period.